Personal Checking Account
Looking for a Totally Free Checking Account to manage your finances in Wisconsin or Minnesota? Citizens State Bank offers flexible checking account options to fit your lifestyle and financial situation. With convenient access to funds, minimal maintenance fees and easy deposits, you can manage your finances easily and securely. Open your accounts today to enjoy hassle-free banking.
Ease and Convenience Like Never Before
Can't visit the bank? Meet with our relationship managers at your preferred place and time or use our Account Finder to identify the right account for your needs. Plus, refer a friend and both of you may be eligible for a FREE gift!
Every personal checking account has these amazing FREE products & services.
- Free Debit/ATM card
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free E-Statements
- Free Thank You Gift
We are here for you!
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Enjoy Perks Like Never Before
From earning interest on your balances to unlimited transactions, Citizens State Bank, your Wisconsin and Minnesota community bank, has totally free commercial or personal checking accounts that provide customers with the financial freedom they deserve. Experience top-notch customer service and the convenience of online and mobile banking. We'll even buy back your unused checks and debit cards from other financial institution!
We also offer Wisconsin and Minnesota businesses a wide variety of checking accounts . A hassle-free way to manage your earnings and finances. With these accounts, you can withdraw or deposit your funds efficiently.
Benefits Checking
Experience banking like never before with Benefits Checking - the perfect account for individuals seeking unmatched value. Get exclusive perks, rewards and personalized features. Click here to learn more.
- Cell phone protection
- Identity theft assistance
- Roadside assistance
- $10,000 accidental death insurance
- Shopping, dining and travel discounts
- Only $6.95 per month
Premium Interest Checking
Unlock the full potential of your savings with a Premium Interest Checking account, designed for those who want to earn a higher interest rate on their deposits.
- FREE personalized checks
- Higher interest rate with a balance of $1,500 or more
- Competitive Interest rate if your balance falls below $1,500
- Only $6 monthly charge if minimum balance falls below $1,500
50+ Interest Checking
Are you saving up for retirement or a significant life transition? Created for customers 50 years old and above, the 50+ Interest Checking allows you to earn higher interest with no maintenance fees.
- FREE personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
Totally Free Checking
Maintenance fees quickly add up over time. Suppose you're like us and enjoy anything free- Citizens State Bank, your Wisconsin community bank, our Totally Free Checking Account offers customers all the benefits of a checking account without the burden of paying monthly maintenance fees.
- No minimum balance
- No monthly service charge