Citizens State Bank

Same Day Principal Only Payments and More!

At  Citizens State Bank , you can pay your home equity loan, home loan and personal loan payment for credit the same day from your other financial institution.  

Treasury Management

A team that listens to what you are looking for and then works with you to find the best solutions for your business banking. 
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Getting Ready to Build or Remodel?

At Citizens State Bank, we have the loans you need and the team to walk you through every step of the way!
 
 
 
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Real Connections Matter

These testimonials reflect our commitment to building strong, lasting relationships with every client we serve. 
 
 
 
 


 
 
 
 
 
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Taking a Vacation? 

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Load your debit card into your digital wallet for a secure way to tap and pay or pay online.
Send us a message to let us know to allow purchases in the states you are visiting!
 
Debit card credit purchases made in-person/in-store (without using your PIN) could get you into the Mastercard Sweepstakes*
 
 
*Customers can also enter by mail (no purchase needed). For full details on entry rules and requirements, please see the official rules on the website:
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Join Us!

Look over our openings and join our amazing team.

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Home Loans

Start here when you are looking for your next home!

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Customer Survey

Take our survey and help us be awesome!


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Mixing Things Up - For The Kitchen and Your Wallet!

This Utensil Set can be yours,  totally FREE when you open a   Totally FREE Checking,   at Citizens State Bank a totally awesome bank. What can be cooler than that?  
 
 
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Community Events

Take a look at our events and see which ones you can attend!

Community Events

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Locate an ATM

Find the closest ATM when you need it the most.

ATM Locations

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Financial Calculators

Plan ahead by using our calculators.

Financial Calculators

2026 Closed Federal Holiday Schedule
New Year’s Day - Thursday, January 1
Martin Luther King Day - Monday, January 19
President’s Day - Monday, February 16
Memorial Day - Monday, May 25
Juneteenth - Friday June 19
Independence Day - Friday, July 3 (Observed)
Labor Day - Monday, September 7
Columbus Day/Indigenous People's Day - Monday, October 12
Veterans Day -Wednesday, November 11
Thanksgiving Day - Thursday, November 26
Christmas Eve - Thursday, December 24 - All offices close at noon
Christmas Day - Friday, December 25