Citizens State Bank proudly serves residents and businesses throughout Western Wisconsin and Eastern Minnesota, Twin Cities Metro area.
In 1904 the first office was opened on Main Street in Woodville, Wisconsin. For more than 85 years it was the home of our only office. The Woodville office still resides in its original spot on Main Street. It wasn't until 1990 when we opened our second office in Menomonie, Wisconsin. We then added three more offices; Elmwood, Wisconsin (1993), Roberts, Wisconsin (1998) and our now corporate office in Hudson, Wisconsin (1998).
We are proud to serve five banking communities. Over the years, as you can imagine, the world of banking has had its share of changes. Between changes with government regulations and the digital world our core values still hold true. We can proudly say we have many employees that have over 20 years of service. Our longest employee, who retired in 2018, was a dedicated employee for 50 years at our Woodville Office. We always welcome new ideas and suggestions. That is why our entire team here at CSB is so important, why our customers are important. We pride ourselves in everyone having a voice to be heard. Bank with CSB where we learn your name and care about you, more than we do about the numbers.
Our goal still remains after all these years...to be the Best Bank in Town.
Integrity is non-negotiable. We are accountable to our team, our customers and our community to work together in a spirit of honesty, trust, respect and open communication.
Customer Focus is where we make a difference. We are passionate about understanding customer needs and exceeding their expectations.
Team Focus is believing we can achieve more working together. We are empowered professionals working together to produce exceptional results.
Agility is a key component to being relevant in the ever changing world. We all know change is inevitable. We adapt to the changing needs of our customers and our communities by fostering creativity and innovation.
Vision Statement
Citizens State Bank (CSB) is committed to remaining an independent community bank focused on serving its customers and the various communities in western Wisconsin and the eastern portion of the Twin Cities metro market. CSB will achieve profitable loan and deposit growth with our primary focus for future growth centered on small businesses while continuing to provide competitive retail banking services.
Achieving excellent asset quality is a primary goal while producing an acceptable level of earnings to support the growth of the Bank and provide the Bank’s shareholders with an acceptable return on their investment. Finally, CSB will strive to be viewed as an employer of choice in each of the
markets we serve. Converting our high touch, high service into greater market share and deepened customer relationships, both existing and prospective.
Check your credit.
You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion) by visiting