![Woman in a shipping center using a laptop](/assets/files/ogaswyOi/header-business1-1050x445.jpg)
![Woman in a shipping center using a laptop](/assets/files/ogaswyOi/header-business1-1050x445.jpg)
Streamline Your Success: Elevate Your Business with Online Banking!
Accounts Payable Solutions
Secure Direct Deposit Payroll
Cut costs and streamline your accounting with direct deposit of payroll. Eliminate paper checks and get easy file creation or upload through our Online Banking system.
Cut costs and streamline your accounting with direct deposit of payroll. Eliminate paper checks and get easy file creation or upload through our Online Banking system.
Electronic Wire Transfers
Send secure, accurate and same-day outgoing domestic wire transfers directly from your office.
Send secure, accurate and same-day outgoing domestic wire transfers directly from your office.
Online Bill Payment
Keep all your bills organized in one convenient online location. You can pay bills quickly, securely and on-time without having to write a check.
Account-to-Account Transfers
Securely move funds between your Citizens State Bank accounts as a one-time transfer or as a recurring transfer.
Securely move funds between your Citizens State Bank accounts as a one-time transfer or as a recurring transfer.
Accounts Receivable Solutions
Remote Deposit
Improve your funds availability and increase onsite processing efficiency with electronic deposits made from your office. You’ll get same-day deposit processing until 7 p.m. We also offer Mobile Banking for small businesses.
Improve your funds availability and increase onsite processing efficiency with electronic deposits made from your office. You’ll get same-day deposit processing until 7 p.m. We also offer Mobile Banking for small businesses.
Merchant Services
Increase your average ticket sales as well as total sales with credit card payment options. If you already accept cards, we may have a lower cost option available. Our trusted partner, Quantum Merchant Services can help.
Increase your average ticket sales as well as total sales with credit card payment options. If you already accept cards, we may have a lower cost option available. Our trusted partner, Quantum Merchant Services can help.
Collecting Payment
Using autobooks to manage your billing and receipts is a simple way to collect payments by credit cards.
Reconciliation and Security
Multi-factor Authentication
Create multiple users with customized access to your accounts.
Create multiple users with customized access to your accounts.
Electronic Statements
Go paperless and have your statements delivered to you electronically and securely the first of each month.
Go paperless and have your statements delivered to you electronically and securely the first of each month.
Transaction Downloads
View and download the previous business day transactions into Quicken or QuickBooks.
View and download the previous business day transactions into Quicken or QuickBooks.
Fraud Control For Issued Checks
Improve control and security and decrease the chances of fraud with our Positive Pay product, a quick and easy way to verify the validity of checks before funds are released.
Improve control and security and decrease the chances of fraud with our Positive Pay product, a quick and easy way to verify the validity of checks before funds are released.
![woman using a smartphone](/assets/files/CIy03K4e/wide-mobile-1600x665.jpg)
Quick and Easy
Deposit a check anywhere, anytime by just using your online application on your mobile device.