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Personal Savings and Money Markets in Wisconsin

Maximize Your Savings With a Rewarding Savings Account at Citizens State Bank

At Citizens State Bank, we understand the value of building a strong financial foundation and offer savings accounts to meet your unique needs. Whether you're saving for a rainy day or planning for a significant investment, our savings account options provide the flexibility and security you need. With a focus on personalized service and community engagement, Citizens State Bank is proud to be a trusted partner for your savings needs in Wisconsin.
Benefits of Savings with Citizens State Bank
A great way to start saving!

  • Earn competitive interest
  • No minimum balance to open
  • Only $5 monthly charge if minimum daily balance falls below $100
  • Minimum balance requirements waived for minors
  • FREE online banking

Citizens Select Money Market
A convenient and effective way to make your money work for you. Watch your interest rate rise as your account balances grow. 

  • Earn competitive interest rates with our tiered variable annual percentage yield, paid monthly on daily collected balance
    Minimum daily balance of $2500 to avoid $15 service charge
  • No minimum balance to open
  • FREE online banking
  • Checks available to order

How to Open a Savings or Money Market Account
Opening a savings account with Citizens State Bank is a straightforward process designed to get you started on your savings journey with minimal hassle. We offer several easy ways to get your account opened.
 
Contact one of Personal Bankers Today
 

Savings Accounts FAQ's

What is the minimum balance requirement for a savings account in Wisconsin?

There’s no minimum balance requirement to open a savings account at Citizens State Bank. There’s also no minimum balance requirement for minors. However, for those 18 and older, there is a $5 monthly charge if the daily balance is below $100. 

How is interest calculated, and when is it credited to my account?

At Citizens State Bank, interest on  your savings  account in Wisconsin is calculated daily and paid quarterly. 

Can I access my savings account online?

Yes you can! You can also transfer to and from the account, make mobile deposits and receive electronic statements. 


Money Market Account FAQ's
What is the minimum balance requirement for a Money Market account in Wisconsin?
 
There’s no minimum balance requirement to open a money market account at Citizens State Bank. There is a $15 monthly charge if the daily balance is below $2500. 
 
How is interest calculated, and when is it credited to my account? 
 
At Citizens State Bank, interest on your Money Market account in Wisconsin is calculated daily and paid monthly. 
 
Is my Money Market listed as a checking  or savings account? 
 
Citizens State Bank Money Markets are listed  as a checking account. You will choose checking when making a deposit into this account. 
 
Can I access my savings account online?
 
Yes you can! You can also transfer to and from the account, make mobile deposits and receive electronic statements. 
 



















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Banking on your time.

Get access to your finances whenever you are available, to view transactions, make a transfer, pay bills, and much more!