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It is never just a house when you are building your home.
Building your own home can be so rewarding. Whether you are starting to look for the perfect lot or you are ready to build, we will walk you through the process from the application to the time you do your permanent financing.
Lot Loans
This loan is designed for someone who has found a lot but is not ready to build.
The benefits of this loan:
- Monthly Principal & Interest Payments
- Amortized over 20 years
Construction Loans
You are ready to build, now what? You will have a lot of choices to make, but one choice that will be easy is doing your Construction Loan with us. If you currently own a lot, we refinance that loan into the Construction Loan.
The Benefits of this Loan:
- 12 Month Term
- Fixed Competitive Interest Rate
- Interest only payments based on the current balance
Recreational Land Loans
This loan is for the person who wants to own some land but not build on. This property is used for recreational use, like hunting or trail riding.
The benefits of this type of loan:
- There is no limitation on the acreage
- Monthly Principal and Interest Payments
- Amortized over 20 years
Banking on your time.
Get access to your finances whenever you are available, to view transactions, make a transfer, pay bills, and much more!