![Woman owned coffee shop](/assets/files/GGTngoaa/Lady%20owned%20coffee%20shop.jpg)
![Woman owned coffee shop](/assets/files/GGTngoaa/Lady%20owned%20coffee%20shop.jpg)
Freebies Galore with Citizens State Bank
Free Business Debit/ATM card • Free Online Banking • Free Bill Pay • Free Mobile Banking with Mobile Deposit
Free E-statements with online images • Free Thank you gift
Free E-statements with online images • Free Thank you gift
Buy back of your unused checks and debit cards from another financial institution
Send Invoices to customers and receive payment via ACH or Credit Card
Totally Free Business Checking
Keep your business finances simple and straightforward with our Totally Free Business Checking Account. With no monthly maintenance fees or minimum balance requirements, this account is perfect for most businesses. Enjoy the following benefits when you open an account:
- 1,000 FREE monthly transaction items
- No minimum balance
- No monthly service charge
- Up to $10,000 currency deposited per month FREE
Business Interest Checking
Business Interest Checking is the perfect solution for businesses with higher balances. With competitive interest rates, this account helps your money work harder for you. Enjoy the convenience of online and mobile banking, free bill pay, and our team of dedicated business bankers are available.
- 1,000 FREE monthly transaction items
- Competitive interest
- Only $5,000 minimum balance to avoid a low monthly fee of $6
- Up to $10,000 currency deposited per month FREE
Commercial Checking
With Commercial Checking, businesses with more complex financial needs can streamline their banking operations and maximize efficiency. This account comes with all the benefits of our standard business checking accounts, including cash management services.
- Earnings credit allowance on deposit balances may offset activity fees
- Only $15 monthly service charge
- Transaction items are just 15 cents each
- Coin and currency deposits just 50 cents per $1,000
Citizens Select Money Market
A convenient and effective way to make your money work for you. Watch your interest rate rise as your account balance grows.
Earn competitive interest rates with our tiered variable annual percentage yield, paid monthly on daily collected balances
Earn competitive interest rates with our tiered variable annual percentage yield, paid monthly on daily collected balances
- Minimum daily balance of $2,500 to avoid $15 service charge
- No minimum balance to open
![man in an apron using a tablet](/assets/files/PPlgEndF/wide-business-online-1600x665.jpg)
Experience your business finances in a different light.
See how much online banking can change the way you run your business.