A baby in a Santa hat is so happy for the holidays.

Making room for all your precious gifts.

This holiday season, make room for all your growing memories. With a Citizens State Bank Home Equity Loan , you can expand your space to fit the joy, love, and holiday cheer that come with this special time of year. Create a cozy home for all your presents and the moments that matter most. Wishing you a season of new beginnings and bigger celebrations!

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A young man is buying gifts online using his CSB debit card.

Oh What Joy Your Debit Card Can Bring

This holiday season, give the gift of joy—and make shopping easier with your Citizens State Bank Debit Card! Whether it's a thoughtful present or a little something special for yourself, using your debit card ensures quick, secure, and convenient purchases. No stress, just smiles! Wishing you a season full of happiness and hassle-free gift-giving!

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Call us: 715-386-9050

A young couple with their golden retriever is snapping a selfie because they don't have to worry about checking account fees.

Make Every Dollar Count

This holiday season, with a Citizens State Bank Totally Free Checking account you can spend your dollars on what matters most, not on checking account fees. With the right financial choices, you can keep more in your pocket and focus on creating memories, giving thoughtful gifts, and enjoying the season. Here's to a fee-free holiday filled with joy and financial freedom!

Open an account today

Call Us: 715-386-9050