At Citizens State Bank, our benefits checking account is crafted for those who seek more than just a standard banking experience. With premium features and exclusive advantages, this account offers you the opportunity to earn rewards, enjoy competitive interest rates, and access personalized financial services. Whether you're managing daily expenses or looking to maximize your savings, our benefits checking account provides the tools and support you need for a prosperous financial journey. Experience the blend of innovation and customer-focused service that sets Citizens State Bank apart.
Key Features of a Benefits Checking Account
- Rewards Program: Our benefits checking account comes with an enticing rewards program, allowing you to earn points for every transaction. Whether you're purchasing groceries, paying bills, or dining out, your everyday expenses can now contribute to exciting rewards. Redeem your points for cash back, travel discounts, or various gifts, providing you with tangible benefits for your spending habits.
- Interest Earnings: Unlike standard checking accounts, our benefits checking account offers competitive interest rates on your balance. This feature not only helps you save money but also encourages you to maintain a healthy account balance. The more you save, the more you earn, making it a smart choice for those looking to maximize their financial growth.
- Free ATM Transactions: Our extensive MoneyPass network of ATMs nationwide ensures that you can withdraw money anytime, anywhere, without incurring additional charges. This convenience allows you to manage your cash flow on the go without the hassle of extra costs.
- Additional Exclusive Savings: As a benefits checking account holder, you gain access to Cell Phone Protection, Roadside Assistance, CyberScout Identity Theft Resolution, $10,000 Accidental Death Insurance, and Shopping, Travel & Entertainment Discounts for a small monthly fee of $6.95. Additionally, as always, enjoy our outstanding team that provides customer support, ensuring your banking experience is smooth and efficient.
Advantages of a Benefits Checking Account
Convenience
Simplify your banking with our digital tools and extensive ATM access. Our online and mobile banking platforms offer you the flexibility to manage your account anytime, anywhere. From checking balances to transferring funds and paying bills, our technology ensures that your banking needs are met with ease and efficiency.
Simplify your banking with our digital tools and extensive ATM access. Our online and mobile banking platforms offer you the flexibility to manage your account anytime, anywhere. From checking balances to transferring funds and paying bills, our technology ensures that your banking needs are met with ease and efficiency.
Exclusive Perks
The low monthly fee of $6.95 allows you access to these amazing benefits that come with the account.
The low monthly fee of $6.95 allows you access to these amazing benefits that come with the account.
- Cell Phone Protection
- Automatic coverage
- $600 coverage per claim - $1200 annual limit
- $50 co-pay per claim
- Must pay cellular phone bill with your eligible account
- More benefits available
- CyberScout Identity Theft Resolution
- A personal advocate
- Includes immediate household members
- Preparation and coordination of all communication material needed
- Comprehensive case file creation
- More benefits available
- Roadside Assistance
- Lockout Service
- Emergency Tire Service
- Battery Service
- Roadside Service
- More benefits available
- $10,00 Accidental Death Insurance
- Does not reduce 50% a Age 70
- Bereavement and Trauma Counseling
- Rehabilitation Benefit
- Vehicle Modification & Home Alteration
- More benefits available
- Shopping, Travel and Entertainment Discounts
- Retail & Restaurant Savings
- Grocery Coupons
- Big Savings on Attractions
- Save 10% or more on select hotel chains
- Other travel savings
How to Open a Benefits Checking Account
Eligibility Requirements: To open a benefits checking account, you will need a valid and current government issued ID.
Quick Approval: We know that time is of the essence. You are welcome to stop in one of our five offices for personalized assistance. or open an account online today. Our quick account opening process is meant to get you up and running quickly so you can start enjoying the benefits of your new account right away.
Unlock Exclusive Rewards–Open Your Benefits Checking Account Today!
Choosing a benefits checking account with Citizens State Bank opens the door to unparalleled financial advantages and a banking experience tailored to your needs. With features such as rewards programs, interest earnings, and premium customer service, you can trust that your financial well-being is in capable hands. Experience the difference with Citizens State Bank and take control of your financial future today.
For additional resources to assist with your financial planning, explore our financial calculators. If you have any questions, please feel free to contact us at (715) 386-9050 or visit one of our offices.
FAQs
What is the minimum balance requirement?
Our benefits checking account does not enforce a strict minimum balance requirement, allowing flexibility for customers with diverse financial situations.
Our benefits checking account does not enforce a strict minimum balance requirement, allowing flexibility for customers with diverse financial situations.
How are interest rates calculated?
Interest rates are calculated based on your average daily balance and credited monthly. Visit our rates page for current rates.
Are there any fees associated with the account?
While the account offers numerous benefits, there is a small $6.95 monthly fee. Our team ensures transparent communication of any charges.
While the account offers numerous benefits, there is a small $6.95 monthly fee. Our team ensures transparent communication of any charges.
What options are available for account management?
Manage your account through our intuitive online and mobile banking platforms, providing 24/7 access to your finances from anywhere.
Is there overdraft protection options?
Yes, we provide several options for overdraft protection services. Our team will help you find what option will work best for you. Contact us for more information on the various options available.