African American Couple looking at their online benefits for their checking account.

Premium Interest Checking Account in Wisconsin

At Citizens State Bank, we understand that in our fast-paced world, you need more from a checking account than just a place to store your money. Our premium interest checking account in Wisconsin is designed to provide superior returns and exclusive benefits for our valued customers. With a focus on competitive interest rates, unlimited check writing, and cutting-edge digital banking tools, this account ensures you can manage your finances efficiently and effectively.
Our premium interest checking account in Wisconsin stands out with its array of features tailored to meet your financial needs:
  1. Competitive Interest Rates: This account offers higher interest rates compared to standard checking accounts, allowing your money to work harder for you. Whether you’re saving for a rainy day or planning for the future, you can maximize your earnings with us.
  2. Unlimited Check Writing: Enjoy the freedom to write as many checks as you need without worry. Our account provides flexibility and control over your financial transactions. Free personalized checks!
  3. Online and Mobile Banking: Access your account anytime, anywhere, with our advanced digital banking services. From checking balances to transferring funds, our online and mobile platforms offer convenience at your fingertips.
  4. Free ATM Access: Withdraw cash effortlessly with access to a wide network of ATMs without incurring extra fees. Your money is always within reach, wherever you are.
Choosing our premium interest checking account means unlocking a host of benefits:

Financial Growth: With competitive interest rates, you’re poised for substantial savings growth. This account is designed to enhance your financial health by providing returns that meet your saving goals. Higher interest rate with a balance of $1,500 or more. 

Convenience: Our digital banking tools streamline your financial management, making it easy to handle your finances with ease. Plus, with free ATM access, you’re never far from your funds.

Exclusive Perks:  Free personalized checks. 

Opening a premium interest checking account is a straightforward process, whether you choose to apply online or in-person:

Open your account online:
In a matter of 123 you can open your account online.  You’ll receive a confirmation email once it is approved. You will have access to set up you online banking once the account is opened. Make a mobile deposit the same day!

In-Office Application:
Locate your nearest Citizens State Bank office.
Visit the office with the essential documents and chat with one of our Relationship Bankers about opening an account. You can leave the office with your online banking set up, electronic statements and mobile deposit. 

Support and Assistance:
Our customer service team is available to guide you through the application process. Whether you have questions about documentation or need help with the online site, our representatives are ready to assist.
Contact us via phone, email, or visit an office location if you encounter any issues or need further clarification.

Experience the financial growth and convenience you deserve with Citizen's State Bank's premium interest checking account in Wisconsin. Enjoy the benefits of competitive interest rates, unlimited check writing, and access to advanced digital banking tools, all designed to enhance your banking experience. With our commitment to exceptional service , this account is more than just a place to store your money—it's a pathway to achieving your financial goals.
Don't miss out on this opportunity to optimize your finances. Open your premium interest checking account today and start enjoying the many advantages that come with being a part of Citizens State Bank. If you have any questions or need assistance, our dedicated team is here to help. Open your account online now or contact us at (715) 386-9050 for more information and take the first step towards a smarter banking experience.
What is the minimum balance to earn interest?
You earn interest on all balances. Customers who maintain a minimum daily balance of $1,500 earn a higher interest rate. 
 
Are there any monthly fees associated with the account?
Our premium interest checking account is designed with transparency in mind. Only $6 monthly service charge if monthly balance falls below $1,500.  While the account may have a nominal monthly service fee, this can be waived by maintaining a $1,500 minimum daily balance. 

Can I set up direct deposits with this account?
Absolutely! Direct deposits are easily set up and can provide a reliable and efficient means to manage your regular income without any hassle.

How are interest rates determined and credited?
Interest rates are based on current market conditions and are reviewed periodically to ensure competitiveness. Interest is calculated daily and credited to your account monthly.

Is there any overdraft protection available?
Yes, we offer optional overdraft protection services to prevent declined transactions and potential fees. Speak to one of our Relationship Bankers  to learn more about how this feature can safeguard your finances.

What digital banking services are included?
Our digital suite includes features such as online banking, a mobile app, digital statements, and account alerts, all designed to provide you with comprehensive account management tools at your fingertips.